Personal Finance

Personal Finance

This term often refers to the field of providing financial services to individuals and companies and advising them about financial and investment opportunities. It encompasses saving, investing, budgeting, banking, insurance, mortgages, investments, retirement planning, and tax and estate planning.


“Robo-Advisors” are digital platforms that provide algorithmically-based online investment management and financial advisory services with little or no human supervision; A typical bot advisor asks questions about your financial situation and future goals, then uses the data to automatically advise and invest on your behalf.

Digital Remittances

They are electronic money transfers made by individuals and companies through a range of different channels, whether online or using a mobile application. The money is sent either with or without a bank account or through a digital wallet.
 Example: Transferwise, WorldRemit and Currency